Lincoln Heritage Life Insurance Company was founded in 1962 under the laws of Illinois.

The company is domiciled in Springfield, Illinois, and its executive offices are located in Phoenix, Arizona.

Lincoln Heritage Life has approximately $2.05 billion dollars of life insurance in force and assets of $360 million. In 2001, our company issued approximately 83,000 new life insurance policies.

To change your bank information, a bank authorization form needs to be completed and returned to us with a void check from your new account. Please note, if premiums are due, a check for your premium should be sent with the authorization form.

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PAC authorization form.

Be Specific. Carefully consider exactly how you want policy benefits paid when you pass away. Completely name a primary beneficiary as well as a contingent beneficiary to receive benefits in the event that your primary beneficiary passes away before you do. Please note, if you name multiple beneficiaries, please describe exactly how benefits should be paid

Review your choices. A difficult situation arises when the beneficiary passes away prior to the insured. Without a contingent beneficiary named, funds are most often paid to the insured's estate. This can be a slow and often expensive method of payment for the family

Hoteles de estadia nocturna BolognaIf your reside in a state found in the list below, we are sorry that you cannot name a funeral home as your beneficiary. We recommend that you name a trusted family member or friend who will carry out your wishes at the time of claim.

Maryland | Michigan | Montana | New Jersey | Oklahoma
Pennsylvania | South Dakota | Tennessee | Texas | West Virginia

If you reside in a state that is NOT found in the list above, ERROR MSGyou may name a funeral home as your beneficiary. However, we suggest that in naming any funeral home as your beneficiary, you name them to the extent "as their interest may appear." We also recommend that you still name a trusted family member or friend as a contingent beneficiary.

This answer depends on the type of policy you have. Therefore we are answering this question with two different responses. One answer is for life insurance and the other is for a Medicare Supplement policy.

• Life Insurance - Carefully consider the information being presented to you. Often times, a newer policy will have higher premiums and a new contestability period to go through. Also contact your present company to check on all aspects of your present coverage. It could be that your existing policy has some benefits that you might not be aware of.
  
• Medicare Supplement - Again carefully consider all of the information being presented to you. These plans are all federally regulated so there will be no new "bells and whistles" that your present company doesn't have. We know that price is a very important factor when it comes to Medicare Supplement Insurance, please make sure that you keep your current coverage in effect until your new coverage goes into effect and it is something you want.

Your policy has a thirty (30) day grace period to make premium payments without having to apply for reinstatement. If your policy has been in force long enough to accumulate cash value, an Automatic Premium Loan may be available to pay the past due premiums.

Your policy has a thirty (30) day grace period to make premium payments before the policy is canceled due to nonpayment of premiums. At least 15 days before the policy is canceled you will receive a warning letter of policy cancellation.

There are different service forms that you may download from our Forms Center. If you can't find the form you need please complete the Service Request Form. Once we have received your request the appropriate form will be sent to you or you can contact our service department at 1-800-438-7180 and speak to a helpful customer service representative..

This answer also depends upon the type of policy you have. We will break down the essentials to filing a claim with each of the different types of policies we sell.

LIFE INSURANCE

• Natural Death and Policy less than two years old
1. Complete the Death Claim Form
2. Send a Certified Copy of the Death Certificate
3. Send your copy of the insurance policy

• Natural Death and Policy more than two years old
  1. Send a Certified Copy of the Death Certificate
  2. Send your copy of the insurance policy

• Accidental Death
  1. Send a Certified Copy of the Death Certificate
  2. Send your copy of the insurance policy
  3. Valkenburg hotel roomsSend a copy of the accident report or doctor's statement from the accident

ACCIDENTAL AND DEATH DISMEMBERMENT POLICY

• Dismemberment
  1. Provide us with your policy number
  2. Provide us with a copy of a medical statement from your physician documenting the loss.

• Accidental Death
  1. Send a Certified Copy of the Death Certificate
  2. Send your copy of the insurance policy
  3. Send a copy of the accident report or doctor's statement from the accident

• Death Due to an Auto Accident
  1. Send a Certified Copy of the Death Certificate
  2. Send your copy of the insurance policy
  3. Send a copy of the police report and autopsy report (if an autopsy was performed)

• Death Due to Common Carrier Accident
1. Send a Certified Copy of the Death Certificate
2. Send your copy of the insurance policy
3. Send Proof of being a fare-paying passenger on the Common Carrier or a copy of the Carrier's Passenger Manifest.

• Death Due to an Act of War or Terrorism
1. Send a Certified Copy of the Death Certificate
2. Send your copy of the insurance policy
3. Send any proof possible to document the insured's presence in the destructed area

• Return of Mortal Remains - (If insured dies due to an accident more than 200 miles from home)
1. Send a Certified Copy of the Death Certificate
2. Send your copy of the insurance policy
3. Send a copy of all billing statements for the transportation of the mortal remains (these statements must document the pick-up location and final destination)

Lincoln Heritage Life Insurance Company has entered into an agreement with Wakely and Associates, third party administrators, to process all of our Medicare Supplement Claims. Medicare Supplement Claims should be filed in the following ways:

Part B claims submitted to Medicare by your health care provider will automatically be filed with us.

Part A claims should be submitted to:
Lincoln Heritage Life Insurance Company
Medicare Claims Service Center
PO Box 10843
Clearwater, FL 33757-8843

Claims questions and benefit verification calls should be directed to the Medicare Claims Service Center at 1-888-586-8810. Billing questions and general service requests can be handled at 1-800-438-7180.

Hopefully, you have found the information that you needed here. If not, please complete the Information request form or you can call us at 1-800-438-7180 we will be glad to assist you.