NON-INSURANCE BENEFITS

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BEST BENEFITS DISCOUNT MEMBERSHIP

Lincoln Heritage Life Insurance Company has entered into a partnership with the Best Benefits Corporation to provide its policyholders with the opportunity to significantly reduce the amount they pay for prescription drugs, vision care and dental care.

Best Benefits Corporation is a discount program that provides its members with up to 30% savings on most brand name and generic prescription drugs. It can also provide discounts up to 50% on most eyewear needs, and it will also provide discounts up to 50% on dental procedures.

For more information on the Best Benefits Discount Programs, please visit their website at www.bestbenefits.comERROR MSG. Their toll-free telephone number is 1-800-308-0374.

FUNERAL CONSUMER GUARDIAN SOCIETY

The Funeral Consumer Guardian Society (FCGS) is a non-for-profit organization based in Washington, D.C.. The mission of FCGS is to help its members make sure things go smoothly and easily for their loved ones who will be handling their funeral arrangements for them some day.

With the purchase of the Heritage Plus Plan from Lincoln Heritage Life, you will automatically be enrolled as a member with FCGS at no additional cost to you.

Important features of the FCGS are listed below:

1. Free Plan Safekeeping - Your Final Arrangements (Preferences and Allowances) will be safely stored in the Society's secure computer archives. It will be accessible only to you and the people you choose, so that it may instruct them as to how to carry out your final wishes. You may make changes to your plan anytime you wish.
2. Free Plan Access for Your Loved Ones - When your FCGS membership card arrives in the mail, you will also receive four (4) access cards - featuring the Society's toll-free telephone number. Give these cards to loved ones who most likely will be taking care of your final arrangements.
3. Free Plan Activation - Upon notification of death, the Society will immediately contact the funeral home of your choice by telephone or by fax. They will act as your loved ones' intermediary, informing the funeral director of the Final Arrangements you have planned - with emphasis on staying within the budget that you have determined.

For more information regarding the Funeral Consumer Guardian Society, please visit their website at
www. funeralconsumer.com.
Their toll-free telephone number is 1-866-571-2772 .

ERROR MSGFor more information on the Non-Insurance Benefits listed above, please contact our customer service call center at 1-800-438-7180 or email us at service@lhlic.com. We will be happy to assist you.