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First National Bank

. BANKING ON A PERSONAL LEVEL


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Savings Accounts, Money Market Accounts, & CDs
FNB offers a wide range of accounts designed to help you grow your assets and protect your future.

Savings Accounts

  • Regular Savings Account
    Your savings account earns a competitive interest rate at FNB. You may make an unlimited number of withdrawals at any FNB office. If you’d like ATM access, it’s available. Statements issued quarterly or monthly (if your account is linked to an FNB checking account).
  • Your First Savings Account
    Under 18? Take advantage of this account to earn interest on your savings. And there’s no minimum balance or monthly service charges. Statements issued quarterly.
  • Holiday Club
    A savings account with no monthly service charges especially designed to help you save money for gifts or special days.

Money Market Accounts

  • First Insured Money Fund
    A competitive interest rate plus maximum convenience. You can withdraw funds from an FNB office or an ATM, and this account even offers limited check-writing privileges.
  • Liquidity Plus
    All the advantages of the First Insured Money Fund plus a higher rate of interest. A minimum of $10,000 is needed to open a Liquidity Plus account.

Certificates of Deposit
estrategia di pai gowWith a Certificate of Deposit, you earn a fixed rate of interest for the term of your investment. Terms range up to 60 months. You may incur a penalty for early withdrawal.

Check this table to see what CD fits your needs best.

Certificates of Deposit
(less than $100,000)
Minimum Deposit to Open and Obtain the APY Annual Percentage Yield (APY)*
30-89 days $2,500 3.82%
90-180 days $2,500 4.01%
6-11 months $500 4.27%
1 year $500 4.36%
13-24 months $500 4.36%
25-36 months $500 4.41%
37-59 months $500 4.51%
5 years + $500 5.01%
Special 11 month $500 4.61%
Special 18 month $500 5.01%

*The APY is accurate as of 01/20/99.

For more information on any of our savings accounts, money market accounts, or CDs, stop in at your nearest First National office or e-mail your questions right here.

Consumer Loans | VISA Credit Cards | Home Mortgages | Checking Accounts
Savings, CDs, & Money Market Accounts | IRAs | The Reunion Club
Electronic Banking Services | Basic Business Services

Equal Housing Lender

  Member FDIC

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