An IRA is an Individual Retirement Account, a special savings plan authorized by the federal government to help qualified individuals accumulate funds for retirement. Contributions to your IRA grow free of taxes until you withdraw the money.

First National offers traditional, Roth and education IRAs with a variety of investment alternatives. IRAs over $100,000 may be personally managed by our Trust & Investment professionals.

Because IRAs offer certain tax advantages, they also are subject to rules, regulations, and restrictions. If you’re thinking about opening an IRA, we suggest you stop by your nearest FNB office and talk to one of our investment specialists. Or e-mail your questions right here.